Understanding the Costs of Hiring a Domestic Helper
Hiring a domestic helper is a significant decision for any household. Beyond finding the right personality match, it is crucial to understand the full financial commitment involved. This guide breaks down the essential costs—from initial agency fees to monthly levies and insurance—so you can plan your budget with confidence.
1. One-Time Costs When Hiring a Helper
The initial hiring process involves several fixed fees. These typically include the agency's service fee, which covers recruitment, documentation, and medical screenings. Additionally, you will need to budget for work permit applications and mandatory security bonds required by the Ministry of Manpower.
Common Initial Expenses:
- Agency Service Fees: S$1,000 - S$3,000
- Work Permit Application: S$35
- Medical Examination: S$60 - S$80
- Settling-in Programme (SIP): S$75
2. Recurring Monthly Expenses
Monthly costs are composed of the helper's salary and the Migrant Domestic Worker (MDW) levy. Salaries vary based on the helper's experience and nationality. The levy is a tax paid to the government, though subsidies are available for households with children, elderly members, or persons with disabilities.
Average Salary
S$600 - S$900
MDW Levy
S$60 - S$300
3. Insurance and Protection
As an employer, you are legally required to purchase medical insurance and personal accident insurance for your helper. This ensures her well-being and protects you from unforeseen medical liabilities. Most agencies offer comprehensive packages that simplify this requirement.
Ready to find the perfect helper for your home? Contact us today for a detailed breakdown customized to your needs.